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Undertstanding DSR Across Industries -The Panagora Blog
In sales and markeing ,Demand signal repository (DSR) is a database that aggregates sales data at the point of sale (POS). ... The goal of a DSR system is to allow a business user without technical knowledge to be able to identify what products are selling, where they are selling best or worst and how often they are being sold.
in Finance , Debt-service coverage ratio
Debt-service coverage ratio means Earnings before interest and income taxes, divided by interest expense plus the quantity of principal repayments divided by one minus the tax rate.
Debt-Service Coverage Ratio
1. In investment real estate, the ratio of annual net operating income on a piece of investment property to its annual debt service. Banks use the DSCR to help determine whether to make or refinance loans for investment property. A DSCR equal to or greater than 1 indicates that the debtor is able to service the debt on the income from the investment property. In personal finance, banks usually require a DSCR of at least 1 to make such a loan, while they generally expect a ratio of 1.2 for commercial projects.
2. In government finance, the ratio of annual export earnings to its annual debt service on external debt.
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